Step 2 in financial planning: KNOW WHERE YOUR MONEY GOES
It is possible to gain control of your financial situation, but first you must recognize where your money goes. Noting down your spending over a period of time (e.g. 8 weeks). Your aim is not to cut your spending but just to note where you have spent your money.
If you have no idea on how to noting down the spending, you may download some excel spreadsheet for tracking purpose. There are several source to download for free online. Choose the one you are comfortable with.
Saturday, September 23, 2017
Saturday, September 16, 2017
Managing Your Money (2)
Step 1 in financial planning: SET YOUR FINANCIAL GOALS
It reflects things you want to do with your money for a given period of time. Do split these goals into short term, medium term and long term. It is all depend on factors such as
Sunday, September 10, 2017
Managing Your Money (1)
Financial planning is the very first step of taking charge of your finances. You should be the owner of your money & asset, instead being control by them!
There are 4 steps involved in financial planning:
There are 4 steps involved in financial planning:
- Set your
Sunday, September 3, 2017
What is Trust? (5)
The reference Fixed Trust and Discretionary Trust actually refers to the beneficial entitlement of the beneficiaries. A Fixed Trust is one in which the amount or proportions to be distributed to the Beneficiaries have been determined. The beneficial interest of each Beneficiary has been clearly defined.
A Discretionary Trust on the other hand is a Trust in which the amount or proportions to the Beneficiary(ies) are not fixed but left to the discretion of the Trustee, although he may be guided by the Settlor through a Letter of Wishes.
Subscribe to:
Posts (Atom)
《白嘉志“传奇”》PART 1
白家小弟到底做了什么事? 让他姐他姑他伯这样geram? 请一起欣赏《不能生效的遗嘱》PART 1 想要了解更多 欢迎联系我,我是凯纯 您的专属资产规划师 016-682 5195 facebook.com/kctan.sharing #will #professional_es...
-
父母将资产转名给孩子或是相反情况,在缴付印花税时只要能提呈证明彼此关系的文件(如报生纸),就只需支付 50% 印花税。 倘若将产业列入遗嘱,在过世后才分配,则只需付 10零吉,这象征式收费适用于所有通过遗嘱转名的产业。
-
How to calculate RPGT (Real Property Gains Tax)? 如何计算RPGT(房地产增值税) STEP 1: Chargeable Gain = Disposal Price (Selling Price of Property) –...
-
说到立遗嘱,很多人的第一反应都是回避,认为晦气。 遗嘱对于有资产的人来说,可以避免许多由财产分割带来的纠纷。 对于普通人,尤其是购买与遗产有关的保险也是非常有用的。 遗嘱,直白地讲就是说明财产如何分配。财产有很多种类,我们最容易想到的是现金、基金、股票、保险、房产、...