钱要怎么存？

视频里举了个例子：
钱爸爸从20岁开始存钱，每个月存RM300，每年利息8%回酬，直到30岁才停止。
钱妈妈从30岁开始存钱，每个月寸RM300，每年利息8%回酬，直到60岁从不间断。

可是，到了60岁那一年，两个人的存款总额却是如下：

这就是复利的威力了。

【复利】Compounding Interest 或滚雪球是理财投资最重要的观念！

股神巴菲特这样总结自己的成功秘诀：
“人生就像滚雪球，重要的是发现很湿的雪和很长的坡。”

及早开始理财投资，
只要用对工具（很湿的雪）还要坚持（很长的坡），
你也可以把手中的小钱滚大！

在此附上完整视频

CONTACT ME NOW: 016-6825195

资料来源：《全家私房钱》【EP1 Part2/5 】

存钱重要吗？

理财是有钱的权利？
不够钱，怎么存钱？
还没准备好自己的储备金就想投资？

才不是呢！越是没钱越是要学会理财！

Common Mistakes When Writing a Will (5)

Some clause are compulsory in a valid Will. You might think any extra clause in your Will cost you more money. However, if there's lack of those compulsory clauses, it will cost your beneficiary more time and money at the end of the day.

Have A Residual Clause
If you do not include a residuary clause, any assets not listed in your Will must be distributed in accordance with the laws of intestacy in Malaysia. This clause also ensures that any asset that you acquire after you have written your Will is distributed and saves the hassle of rewriting your Will all the time.

Common Mistakes When Writing a Will (4)

Some people will think, anyone can be executor. Some just appoint whoever close to them as Guardian of their children.

Questions is, is the person really suitable to be your executor? Is he / she has the time to execute the Will? Is the Guardian being appoint able to take care of your children if nothing much you can pay them?

7. Appointing Unsuitable Executors
The role of an executor may be challenging for someone. They will need to manage the estate (assets of the deceased), appoint a lawyer to apply for probate, deal with the court, collect assets, pay outstanding debts etc. Sometimes the executor may have to use their own money first to pay for legal fees to obtain your probate.