Join-named assets just go to the joint holder?

I heard a lot of people saying, "No worry, I put join name for my bank account, my house, my safe deposit, etc. If I die hor, I ask my spouse quick quick take my money out only declare death lor"

Do you think this is the best way to make sure your money not to be frozen?
Is this the good way to distribute your asset?
Our country is more and more advance now, do you think you will be faster than government system?

There are 2 main ways assets can be co-owned, either Tenancy in Common or Joint Tenancy. In Malaysia, co-owned assets are almost always Tenancy in Common.

Let's assume that you open a join-named bank account with your spouse (or any other person) with

要管理什么？要怎样管理？

35-45岁阶段是人生财富增长最快的时段。在过去10年储蓄累积下，手头上的资本也具一定规模，思想上有较年轻时稳定，因此，在投资上能以更成熟稳定的资产配置提高投资率以为将来累积更多的财富。

你在哪个阶段？

刚出社会工作，拥有资产不多，主要在于储蓄累积财富。

• 学习储蓄的良好习惯，同时不断累积投资的经验以在往后更能有效的进行投资规划。
• 胆大心细又有系统的规划将确保往后的财务基础更强稳，若处理不当或采取不予理会的态度将为未来的财务带来压力。

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