Insurance is a very common tool we use to protect our family nowadays.
To fight against medical inflation, we keep upgrade our medical card or go for unlimited.
To fight against critical diseases, we get the best critical illness plan.
To fight against unexpected accidents, we get this and that accident protection insurance.
To make sure our family's life keeps going on without us someday later, we get higher and higher life insurance plans.
All these insurance payouts are in a lump sum.
There's no problem, instead of a good thing to help you clear all the medical bills all at once.
While it'll be a big problem for your family to receive the other payout in one shot!