一个可悲的故事

一份遗嘱 ~ RM600++

还都不到一支中等功能手机的价格的一半

手机只有一个人在用

遗嘱却

Who to take care of them if I left them behind ?

Have you ever think, if one day...
if we leave our family behind ~ our parents who depend on us financially, our kids who has no ability to earn their own living yet ~

Life is full with uncertainty --- coma, missing, accident, death --- anything --- could happen anytime.

Beside a will - which is a must for everyone - there is another useful tool --- TRUST --- that can help us and our family very much. Let's study this case :

人生四大？什么来的？

先来看看这里说的人生四大各代表着什么：

1. 善终——指能享天年，安详而逝；美满的结局。

以终为始

每到新的一年，大家都会忙着设定目标

生意上的目标、业绩上的、工作表现的、学业成绩的、家庭生活的、旅游奖励等

每个人都对新的一年抱着新的希望

祈愿自己这一年顺顺利利、成功完成自己的目标、梦想

在Stephen Covey的一书《高效能人士的7个习惯》里，习惯二即使以终为始

他提到我们在生活各个方面都能运用这7个习惯

其中，“以终为始”的习惯用以确保我们通往我们自己要的生活、目标、梦想前进

600亿令吉就这样拱手让人？

我国至今拥有600亿令吉的财产在其继承人不在意或不知情的情况下，而遭受冻结。

乐委机构有限公司顾问罗万金提醒广大社会人士，尤其是华人抛开对立遗嘱为“不吉利”的错误观念，免得自己最爱的家庭因而陷入生活困境。

Maximising your insurance proceeds

When comes to the distribution of insurance proceed upon your demise, there are 3 ways this can happen.

1. Proceed to nominee(s) named in policy.
*** Bear in mind, though that the nominee who

哪里比较好？饼干罐？鞋盒？纸袋？

家里什么地方最安全？饼干罐？鞋盒？纸袋？床底下？冰箱？
你是这样藏现金的吗？也是这样藏遗嘱的吗？

如果没有把遗嘱存放在安全的地方，这好比没有遗嘱！

为何？为何？
1. 避免遗嘱被擅改、毁坏、遗失
2. 当有任何不幸事情发生，家人不会因为找不到遗嘱而面对很多不必要的问题

Say it out, Say it loud

Love is sweet, we should never take it for granted. We should treasure it.

Before is too late, say it out and say it loud. Tell your love one how much you love him / her. Let your family know how much you care about them.

In my opinion, I seldom encourage my clients to have this statement in their will, instead, it's better to tell them right now, before everyone regret for not speak it out face to face.