Save money now to Spend MORE money in future???

Many people like to ask "How much to do a Will?" instead of "How to protect my assets?"

Do you more concern about the asset you accumulate hardly for the whole life or just to concern about the few hundreds or perhaps few thousands that needed to get a complete Will that can help you to protect ALL THE ASSETS you earned?

When should you Review your Will

Someone said, we recommend our clients to review their Will often is because we want to earn more. In fact, reviewing Will is for the testator's beneficiaries, not for us as estate planner. There's nothing for us to get from the estate.

Reviewing Will is to make sure you are leaving GIFTs for your loves, instead of leaving DEBTs and PROBLEMs for them.

遗嘱对谁最重要呢？

你立了遗嘱吗？
有钱人才需要立遗嘱吗？
我写了遗嘱可能看不到明天的太阳？

遗嘱对年轻的夫妻尤其重要，这样的家庭上有父母，下有孩子
万一有什么事情发生，谁去照顾他们的孩子？谁去照顾他们的父母？

我们要做的不是will writing
我们要做的遗产规划！

CONTACT ME NOW: 016-6825195

Source: 《全家私房钱》- 立遗嘱真的是有钱人的专利吗？听钱家爸妈怎么说！

Join-named assets just go to the joint holder?

I heard a lot of people saying, "No worry, I put join name for my bank account, my house, my safe deposit, etc. If I die hor, I ask my spouse quick quick take my money out only declare death lor"

Do you think this is the best way to make sure your money not to be frozen?
Is this the good way to distribute your asset?
Our country is more and more advance now, do you think you will be faster than government system?

There are 2 main ways assets can be co-owned, either Tenancy in Common or Joint Tenancy. In Malaysia, co-owned assets are almost always Tenancy in Common.

Let's assume that you open a join-named bank account with your spouse (or any other person) with

要管理什么？要怎样管理？

35-45岁阶段是人生财富增长最快的时段。在过去10年储蓄累积下，手头上的资本也具一定规模，思想上有较年轻时稳定，因此，在投资上能以更成熟稳定的资产配置提高投资率以为将来累积更多的财富。

你在哪个阶段？

刚出社会工作，拥有资产不多，主要在于储蓄累积财富。

• 学习储蓄的良好习惯，同时不断累积投资的经验以在往后更能有效的进行投资规划。
• 胆大心细又有系统的规划将确保往后的财务基础更强稳，若处理不当或采取不予理会的态度将为未来的财务带来压力。

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Appreciate that our company have more and more promotion that suit you best!

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Contact me now to know more about this package!

Call me now @ 016-6825195

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 感恩公司又推出了更多适合您的配套！
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CONTACT ME NOW: 016-6825195

2019-01-05 遗嘱&生存信托讲座会

担心财产被冻结？
要是我昏迷/失踪/失智了，谁来照顾我？
我走了，妻儿能不能得到保障？
我们夫妻都不在了，子女由谁来照顾？
我不在了，孩子还能像现在一样和睦吗？
怎样可以更快速分配资产？

究竟要怎样做，才能如愿以偿？

欢迎出现2019年1月5日的遗嘱&生存信托讲座会。
预定位子，尽早报名
报名费：RM15/人

时间：2.30 - 4.30 pm
地点：ROCKWILLS OFFICE
28, JALAN KEMPAS 2/2,
KEMPAS UTAMA, JOHOR BAHRU

Check for latest update: 遗嘱&生存信托讲座会

CONTACT ME NOW: 016-6825195