Wednesday, September 15, 2021

You sure need to know about "sureties"

If we die intestate, [1] our assets will be distributed according to the formulas set out in the Distribution Act 1958, and NOT according to your wishes or the needs of your family members.

[2] The court will appoint a trustee and executor to administer your estate, and this may give rise to disputes between family members or beneficiaries on who should be appointed.

[3] The court will appoint a guardian for your minor children, and the person appointed may not be your preference.

[4] The distribution process will take longer and cost more, ordinarily requiring a bond and the appointment of 2 sureties to guarantee the proper administration of the estate.


Know more about SURETIES:

  • 2 sureties who must have assets within the jurisdiction equivalent to the amount of the Deceased’s estate as security for the due administration of the estate.

Due to the difficulties in finding the required sureties, the applicant for the Letter of Administration will usually be advised to file an application for dispensation of sureties to dispense with the requirement of Section 35(1) Probate and Administration Act 1959 and it usually will be granted by the Court.

With a will, there is NO requirement to provide for the sureties as a form of securities for the due administration of the estate.
There is also NO NEED for the executor to apply to the High Court for distribution order because distribution is in accordance with the terms of the will.

Source: Rockwills Corporation Sdn Bhd

Sunday, September 5, 2021

这一场疫情,教会了我们什么?


我们都被“关”了着这么久,大家学到了什么?
虽然“被关”,但千万别“悲观”哦!


健康无价
只有健健康康熬过这场疫情
我们才有光明的未来

Thursday, August 26, 2021

if the day came before u sign your will ..

Below paragraph is extract from KCLau's article (Will Writing for Beginners).
Let's check out what happens if you don't have a valid will.

What happens if you don’t write a will? 
In short, a mess. [1] In the event of your demise without a will, your assets will be

Monday, August 16, 2021

没有遗嘱,遗产要怎样处理?

很多人问我,我的谁谁谁还没立到遗嘱就挂了,他的遗产怎么办?
会不会给政府“吃掉”?

实际上,政府不会无端端把往生者的遗产拿去。
只是,没有遗嘱,遗产处理程序会比较麻烦,家人比较头痛咯。
整个过程,花费的金钱和时间也会比较长。





在没有遗嘱的情况下,家人需要申请的是遗产管理书(Letter of Administration,简称 L.A.),
而这个庭令需要一个叫“遗产管理人” (Administrator) 去负责申请。

Friday, August 6, 2021

未了情?让我们好好地来,好好地走吧

很好的问题:
1. 你希望自己的身后是如何处理?
2. 有什么心愿未了?
3. 遗嘱该怎么写?

我一直很佩服我的外婆,她如果还在,应该有90多岁了吧。
那个年代的人们,尤其是华人,最避忌谈“死”。
可是我的外婆,在50、60岁左右,就开始买了牌位、丧礼要用的毛巾,还交代我们所有子子孙孙,她的私房钱要怎么分、丧礼要怎样办。
但,她并不悲观,她安排是一回事,另一边,她好好的活着,做自己喜欢做的事,念念佛,拜拜佛,日子过得很好。
我想,这就是——善生、善终


为自己铺好“走后”要走的路,何尝不是一件好事?


CONTACT ME NOW: 016-6825195

图片取自《要讲,不讲,死都要讲》

Wednesday, July 28, 2021

it is as easy as ABC, but we still must be careful

Good new!
Follow the four easy steps, you can get your will done!
(Please note that, only valid will is acceptable by high court)

1. List your assets
  • Include details of bank accounts, properties, businesses, vehicles, jewellery, antiques or other valuables, investments such as shares or other instruments. 
  • Note whether these are held in your name or jointly with a spouse or family member. 
  • Do gather all the supporting documents and place them together in an easy-to-retrieve file or folder.

2. Appoint Executor(s)

Sunday, July 18, 2021

我常常被问到的问题 (1)

我列下一些我常常被问及有关于遗嘱规划的问题:

1. 写好的遗嘱是不是要去 Hasil stamping (盖印花税)?
这是不需要的哦,这不是契约,是我们的“心愿纸”。
虽然说是“心愿纸”,不代表我们可以随随便便记录下来我们的心愿就好,因为需要通过高庭申请庭令,有些要注意的事项是不容忽视的哦。

2. 我没什么资产,有钱人才要立遗嘱,轮不到我啦
其实,只要你名下有任何资产,就需要遗嘱来帮忙加速分配的过程。
没有遗嘱是根据1958年遗产分配法令来分配,主要照顾父母、配偶、子女。
倘若你有想要照顾指定的对象,只有通过遗嘱才能制定你的资产给到你想要照顾的人,甚至可以把资产留给兄弟姐妹、朋友、资产机构。

3. 我不会英文,能不能立中文的遗嘱?

Thursday, July 8, 2021

没有遗嘱,对家人会有什么影响?


马来西亚只有10%的国人立下遗嘱?!
已经有700亿遗产等待认领
而且数量每一年越来越高!

监护人梦碎

常常看到👀电视剧,甚至是真实案例: 一堆姨妈姑姐 + 伯叔姑姨 🧑‍👩‍👦 一窝蜂来“抢”着要照顾遗孤, 心里盘算的却是 —— 是不是就能顺理成章继承遗产呢? 💰

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